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PetsOnMe Accident Plan review

Comprehensive injury cover for cats and dogs

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Description

Insurer
PetsOnMe
Policy
Accident Plan
Underwriter
Pacific International Insurance Pty Ltd
Policy type
Comprehensive injury cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
6 weeks
Maximum age for new cover
11 years
Maximum benefit per year
$5000
Benefit paid per claim
80% vet bill covered

Excesses

Excess
Choose excess from $100, $200 or $300

Covered events

Injury
  • Comprehensive cover
  • No waiting period
Illness
Not covered
Vet consults
  • Up to $80 per consult
  • Up to $200 per specialist consult or house call
Emergency treatment
Up to $200 per consult
Pre-existing conditions
Not covered

Conditions

Allergic reaction
Not covered
Brachycephalic Airway Obstruction Syndrome
Not covered
Behavioural conditions
Not covered
Cancer
Not covered
Cruciate ligament conditions
Not covered
Ear conditions
  • Covered
  • No cover for presbycusis
Eye conditions
  • Covered
  • Cover includes cherry eye caused by accidental injury
  • No cover for glaucoma
Dental and oral health conditions
  • Not covered
  • Does cover dental damage as a result of accidental injury where there is trauma visible to surrounding tissue within the mouth/face
Ingestion of a foreign object
  • Covered
  • One incident per year
  • 21 day waiting period
Heart conditions
Not covered
Orthopaedic conditions
Covered
Patella luxation
Not covered
Joint conditions
Not covered
Intervertebral disc disease
Not covered
Hereditary conditions
Not covered
Pregnancy and obstetrics
Not covered
Illness caused by parasites
  • Covered
  • Cover limited to tick paralysis
  • Insurer requires up to date preventative treatments
  • No cover for conditions caused by ectoparasites, fleas, ticks, endoparasites, intestinal worms or long term exposure to parasites where preventative treatments have not been used
Skin conditions
Not covered
Snakebite
Covered
Vaccinatable Conditions
Not covered

Additional benefits

Routine care
Not covered
Alternative therapies
Not covered
Lost animal
Not covered
Necessary euthanasia
Covered
Telehealth vet service
Not covered
Legal liability
Up to $10000

Claims

Howtoclaim
Customer portal
Quickeasyclaims
Directpayments

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Jodi Bird

Jodi Bird is the Managing Financial Content Editor at 糖心Vlog. Previously at 糖心Vlog, he worked as Travel project lead and as a Finance specialist. Jodi has extensive experience in financial services, having worked with major banks such as CBA, Westpac and Credit Suisse. He enjoys breaking down complex consumer decisions into easy to understand steps and holding companies to account for failing their customers. He is regularly called upon for expert commentary by major broadcasters such as the ABC, SBS, and Channels 7, 9, and 10. Jodi has a Bachelor of Commerce majoring in Economics from the University of Wollongong. He is RG146 compliance certified to provide general advice for General Insurance and is a Responsible Manager on 糖心Vlog's Australian Financial Services License.

Jodi Bird is the Managing Financial Content Editor at 糖心Vlog. Previously at 糖心Vlog, he worked as Travel project lead and as a Finance specialist. Jodi has extensive experience in financial services, having worked with major banks such as CBA, Westpac and Credit Suisse. He enjoys breaking down complex consumer decisions into easy to understand steps and holding companies to account for failing their customers. He is regularly called upon for expert commentary by major broadcasters such as the ABC, SBS, and Channels 7, 9, and 10. Jodi has a Bachelor of Commerce majoring in Economics from the University of Wollongong. He is RG146 compliance certified to provide general advice for General Insurance and is a Responsible Manager on 糖心Vlog's Australian Financial Services License.