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Petsy Puppy Protection Plus review

Comprehensive injury and illness cover for dogs

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Description

Insurer
Petsy
Policy
Puppy Protection Plus
Underwriter
Pacific International Insurance Pty Ltd
Policy type
Comprehensive injury and illness cover
Animals covered
Dogs

Cover summary

Minimum age for new cover
6 weeks
Maximum age for new cover
1 year
Maximum benefit per year
  • Choose from $6000, $12000 or $30000 if pet insured before 6 months old
  • Choose from $5500, $11000 or $27500 if pet insured before 1 year old
Benefit paid per claim
Choose from 80% or 90% vet bill covered

Excesses

Excess
Choose excess from $0, $150, $200, $300 or $500

Covered events

Injury
  • Comprehensive cover
  • 1 day waiting period
Illness
  • Comprehensive cover
  • 14 day waiting period
Vet consults
Optional
Emergency treatment
Covered
Pre-existing conditions
Can be covered if condition is on insurer's list of reviewable conditions and approved by insurer review

Conditions

Allergic reaction
Covered
Brachycephalic Airway Obstruction Syndrome
  • Optional
  • Insurer requires you to apply for cover
Behavioural conditions
  • Optional, bundled with other extras
  • Pet must be under 3 years when first taking out this option
  • Cover includes dietary indiscretion, excessive licking, fur pulling, pacing, destructive chewing, anxiety, aggression and obsessive behavioural disorders
  • 6 month waiting period
Cancer
Covered
Cruciate ligament conditions
  • Covered
  • 6 month waiting period
Ear conditions
Covered
Eye conditions
  • Covered
  • 6 month waiting period for cherry eye, entropion and ectropion
Dental and oral health conditions
  • Not covered by default
  • Included in bundle of optional extras
  • Cover includes dental diseases, gingivitis, periodontal disease, gingival disease and tumours/growths
  • Pet must be under 3 years when first taking out this option
  • 14 day waiting period
  • Treatment includes dental cleaning/scaling
  • Does not cover aesthetic/cosmetic dental procedures, caps, crown amputation, crowns, elective/routine procedures, endodontic procedures, fillings, implants, orthodontics, removal of deciduous teeth or root canals
Ingestion of a foreign object
Covered
Heart conditions
Covered
Orthopaedic conditions
Covered
Patella luxation
  • Covered
  • 6 month waiting period
Joint conditions
  • Covered
  • 6 month waiting period for hip dysplasia, elbow dysplasia and osteochondritis dissecans (OCD)
Intervertebral disc disease
  • Covered
  • 6 month waiting period
Hereditary conditions
Covered
Pregnancy and obstetrics
Not covered
Illness caused by parasites
Covered
Skin conditions
Covered
Snakebite
Covered
Vaccinatable Conditions
  • Covered
  • Insurer requires documented evidence of up to date vaccinations for canine distemper virus (CDV), canine adenovirus (CAV), canine parvovirus (CPV-2), parainfluenza virus (PI), Bordetella bronchiseptica (Bb), leptospira interrogans, Feline Parvovirus (FPV), feline calicivirus (FCV), feline herpesvirus (FHV-1), feline leukaemia virus (FeLV) and Feline Immunodeficiency Virus (FIV) and chlamydia felis

Additional benefits

Routine care
Not covered
Alternative therapies
  • Optional, bundled with other extras
  • Pet must be under 3 years when first taking out this option
Lost animal
Not covered
Necessary euthanasia
Covered
Telehealth vet service
Not covered
Legal liability
Not covered

Claims

Howtoclaim
  • Customer portal
  • Phone
  • Vet can email on your behalf
Quickeasyclaims
Directpayments
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Jodi Bird

Jodi Bird is the Managing Financial Content Editor at 糖心Vlog. Previously at 糖心Vlog, he worked as Travel project lead and as a Finance specialist. Jodi has extensive experience in financial services, having worked with major banks such as CBA, Westpac and Credit Suisse. He enjoys breaking down complex consumer decisions into easy to understand steps and holding companies to account for failing their customers. He is regularly called upon for expert commentary by major broadcasters such as the ABC, SBS, and Channels 7, 9, and 10. Jodi has a Bachelor of Commerce majoring in Economics from the University of Wollongong. He is RG146 compliance certified to provide general advice for General Insurance and is a Responsible Manager on 糖心Vlog's Australian Financial Services License.

Jodi Bird is the Managing Financial Content Editor at 糖心Vlog. Previously at 糖心Vlog, he worked as Travel project lead and as a Finance specialist. Jodi has extensive experience in financial services, having worked with major banks such as CBA, Westpac and Credit Suisse. He enjoys breaking down complex consumer decisions into easy to understand steps and holding companies to account for failing their customers. He is regularly called upon for expert commentary by major broadcasters such as the ABC, SBS, and Channels 7, 9, and 10. Jodi has a Bachelor of Commerce majoring in Economics from the University of Wollongong. He is RG146 compliance certified to provide general advice for General Insurance and is a Responsible Manager on 糖心Vlog's Australian Financial Services License.